Charlotte is the largest city in the state of North Carolina and the 18th-largest city in the United States. The Charlotte metropolitan area has an estimated population of 2,491,650 including the city of Charlotte and the towns of Lake Norman, Lake Wylie, Fort Mill, Indian Trail, Mint Hill, Matthews, Pineville, Rockhill, Tega Cay, Weddington, and Waxhaw, among others, located in the counties of Mecklenburg, Iredell, Cabarrus, Union, Lancaster, York, Gaston, and Lincoln.

Nicknamed the Queen City, Charlotte, as well as the county containing it, is named in honor of Queen Charlotte of Mecklenburg, who had become queen consort of King George III the year before the city's founding.

Home to 8 of the top Fortune 500 companies, 310 more have major facilities here, as do more than 340 foreign firms. Charlotte has also become a major U.S. financial center.   Based on assets, both the nation's largest and third largest financial institutions call the city home. Bank of America and Wachovia headquarters, along with other regional banking and financial services companies, are located primarily in the Uptown financial district.

Located in the country's sunny Central region with a moderate climate, Charlotte has unlimited accessibility. I-77 and I-85, which intersect in Charlotte, link the city with the Great Lakes region, New England, and Florida. I-40, running coast-to-coast across the United States, is only an hour north of Charlotte. A two-hour journey to the West takes you to the Blue Ridge Mountains, and a three-hour trip to the East - to the Atlantic beaches of South Carolina.

There are several religious institutions in the Charlotte area. The birthplace of Billy Graham, Charlotte was, and still is known locally as the "The City of Churches."

In recent decades, Judaism has thrived in Charlotte and the Carolinas. Over the past 10 years, the Jewish population of the Charlotte region has grown, by at least one-third to an estimated 10,000 to 12,000 individuals. Jewish synagogues Temple Beth El, Temple Israel, Ohr HaTorah, Havurat Tikvah, and the Charlotte Torah Center congregations are located in, or adjacent to Shalom Park on Providence Road. The Lake Norman Jewish Congregation is a spiritual home for Jews in the North Charlotte and Lake Norman area. The Sandra and Leon Levine Jewish Community Center (JCC) is a special place filled with laughter, play, learning, friends and Jewish heritage. For over 25 years, Jewish Family Services has been committed to preserving and strengthening the quality of life for individuals and families. Whether you are new to Charlotte or you've been here for years, the Jewish Federation Community Directory will help you find everything that Charlotte's Jewish community has to offer.

Charlotte's public school system, Charlotte-Mecklenburg Schools, is the second largest in North Carolina. Secular and religious private schools are prominent. Charlotte Latin is a school based on traditional values and unlimited opportunities. Providence Day School exists to inspire in its students a passion for learning, a commitment to personal integrity and a sense of social responsibility. Idyllically located on a wooded campus in South Charlotte, Charlotte Preparatory School has been preparing children for greater things in life since 1971. Charlotte Jewish Day School is a co-educational elementary school K-5 dedicated to the instruction in, and promotion of, a Jewish religious and cultural education embodying the values of Judaism, taught in conjunction with an excellent and intensive program of general studies.

Charlotte's tremendous growth rate is reflected in virtually every neighborhood, from Uptown to the outlying suburbs. Charlotte's skyline is changing rapidly as new residential towers are being built. Trademark Avenue Condominiums, Fifth and Poplar, 210 Trade, and The View are only a few examples of Charlotte's uptown condos, renowned for their luxurious living and lavish amenities. Myers Park and Dilworth are two of the original suburbs containing some of Charlotte’s most charming, historical and eclectic streets and neighborhoods.

One of North Carolina’s largest and most distinguished business districts and home to some of the finest residential neighborhoods, South Park has become a defining element of South Charlotte. Some of the country’s finest retailers, including Neiman Marcus and Nordstrom are located in the South Park Mall.

Ballantyne is a 2,000 acre master-planned community designed to achieve balance among living, working and playing. Ballantyne is also known for having some of the most sought-after golf course communities throughout greater Charlotte.

Some of the most prestigious neighborhoods of South Charlotte include Myers Park, Dilworth, Foxcroft, Morrocroft Estates, Seven Eagles, Heydon Hall, Stonegate, Town And Country, Pellyn Wood, Courance, Chambery, Whitegate, Carmel Estates, Old Providence, Piper Glen, Ballantyne, Ballantyne Country Club, Providence Country Club, Parkside, Dilworth at Lexington, Rosewood, Royal Court, 1610 Queens, Stephens Square, Penthouses at Phillips Place, Morocroft, Piedmont Row, Provence on Providence, Louisburg Square, The Mayfair, Rea Gardens, Hagood Reserve, Raintree, Greenview Terraces, and Fairway Row.

Charlotteans who like to get away from the bustle of in-town life after a long day at work might want to consider the resort like lifestyle found in the Lake Wylie area. The community of Lake Wylie is not an incorporated city, but a collection of neighborhoods and businesses such as Tega Cay, The Palisades, The Sanctuary, Riverpointe, Montreux, Reflection Pointe, River Lakes, and Allison Creek Estates which are nestled around the lake’s 327-mile shoreline.

Lining on the banks of beautiful Lake Norman is a broad range of communities including family-friendly neighborhoods with sidewalks and bike trails, waterfront condominiums with boat slips and spacious luxury apartments. The Point, The Peninsula, Bay Crossing, West View, Portside, Kings Point, Cove Key, Vineyard Point, and Pointe Regatta are just a few examples.

Carolinas Metro Realty and our real estate professionals welcome the opportunity to help you in your home search. Let our real estate professionals help you find the home of your dreams whether you are looking for a waterfront, water view, orinland real estate property, a lot, home site, land or acreage. If you are not ready to buy your new home yet, Carolinas Metro Realty relocation specialists can help you find temporary housing whether you want to rent, lease, or lease with option to purchase. We look forward to assisting you with all your relocation needs in Charlotte and surrounding areas of North and South Carolina.

Business Owners! Each year corporations, large and small, look towards the Carolinas as a prime location to headquarter their company. Carolinas Metro Realty offers Commercial Real Estate Services throughout the Greater Metropolitan Area of the Charlotte Region, in both North and South Carolina. We would like to assist your company in making this evaluation and in the relocation of your employees.

Investors! We work with investors of all ranges, from $100K to $10M. As a part of our services, we will help manage your assets. We handle rental, retail and office properties through our own Property Management group.

We hope to see you soon!

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Located in the country's sunny Central region with a moderate climate, Charlotte has unlimited accessibility. I-77 and I-85, which intersect in Charlotte, link the city with the Great Lakes region, New England, and Florida. I-40, running coast-to-coast across the United States, is only an hour north of Charlotte. A two-hour journey to the West takes you to the Blue Ridge Mountains, and a three-hour trip to the East - to the Atlantic beaches of South Carolina.

Convention & Visitor Bureaus:	Utilities:
Charlotte Convention & Visitors Bureau The York County Convention and Visitors Bureau	Telephone: Bell South Verizon Wireless Electricity: Duke Power Natural Gas: Piedmont Natural Gas

Government:

Education:

Lake Wylie Chamber of Commerce Clover Chamber of Commerce Greater York, SC Chamber of Commerce York County Regional Chamber of Commerce CharlotteChamber of Commerce Charlotte Government Charlotte Fire Department Charlotte Police Department City of Tega Cay, South Carolina York County Government North Carolina State Government South Carolina State Government US Government Links

Charlotte Mecklenburg Public Library York County Library Clover School District 2 York School District 1 Charlotte-Mecklenburg Schools K-12 University of North Carolina - Charlotte Queens College Pfeiffer University The Art Institue of Charlotte Belmont Abbey College Brookstone College of Cusiness Central Piedmont Community College Gardner Webb University at Carolinas Medical Center - Pineville Johnson C. Smith University King's College

Banks:	Hospitals:
BB&T Fifth Third Bank First Citizens Bank of America Wachovia	Carolinas Healthcare System Presbyterian Healthcare System Piedmont Healthcare System Carolinas Medical Center - Pineville

Sports:	Media Print :
Winthrop Eagles Carolina Panthers Charlotte Checkers Charlotte Bobcats CharlotteGolf.com Charlotte Knights	Lake Wylie Pilot State Newspaper Business Journal The Charlotte Post The Charlotte Observer

Radio:	Television:
90.7 FM WFAE95.1 FM WNKS99.7 FM WRFX103.7 FM WSOC104.7 FM WSSS105.7 FM WFMX106.5 FM WEND107.9 FM WLNK 1110 AM/99.3 FM WBT	WCNC NBC 6/36 WSOC ABC 9 WBTV CBS 3 WJZY UPN 46 WFVT WB 55

North Carolina & South Carolina:	Weather:
Web Server for the state of North Carolina NC Wildlife Resources Commission NC Boating regulation, registration, education, maps, publications and safety NC Fun Stuff South Carolina Information Highway South Carolina Department of Parks, Recreation and Tourism SC State Parks Guide South Carolina Travel	Current Clover/Lake Wylie Weather Current Charlotte Weather Duke-Energy Local Lake water levels www.accuweather.com

10/15/2010 Short Sale: How Debt Forgiveness Works 10/15/2010 How to avoid foreclosure through short sale or loan modification 06/08/2008 Charlotte Uptown, projects under construction in Fourth Ward 05/20/2008 Charlotte is the best place to live in America according to Relocate-America.com 05/20/2008 Jewish community prepares for growth in Charlotte 03/30/2008 Charlotte alone in housing-price gains 05/20/2008 Real Estate in Charlotte, NC and surrounding areas

Short Sales

It is estimated by the U.S. government that by year’s end of 2010, over 50% of home owners who have a mortgage on their home will owe more than the value. While loan modifications can offer short term solutions, unfortunately nearly all of these home owners will be unable to qualify for any debt forgiveness.

Many home owners are delaying the inevitable, cashing out hard earned retirement accounts, using credit cards to pay bills and borrowing money from family members to try to keep their heads above water. True financial relief from a short sale is what most homeowners in hardship need.

We are a local real estate firm based in Charlotte, NC that specializes in short sales and bank negotiations for homeowners like you.

•	Our agents work to get you forgiven of your debt 100%, regardless of what you owe on your home
•	You do NOT always have to be in default to work a short sale on your home
•	We are NOT investors, and are not here to attempt to "steal" your house and profit from your misfortune
•	We will assign you an experienced local short sale specialist to market your home and negotiate the short sale with your lenders
•	We will guide you through the entire process and answer any questions you have along the way
•	A short sale done properly will stop the foreclosure of your home
•	Our services are ALWAYS 100% free for you, your lender pays ALL fees and closing costs, period

Contact us to discuss your personal unique situation with our short sale specialist by filling online form on the right or contact us

Call 704.405.0634
E-mail at info@carolinasmetro.com
Fill out online form

We are looking forward to the opportunity to work with you!